As a prospective homebuyer, doing your due diligence is an essential step in making an informed decision. Many of your questions about the community can be answered by reviewing the association’s governing documents. This guide explains the easiest ways to obtain those documents during your due diligence period.

Preferred Method: Ask the Seller

The current homeowner (seller) already has full access to all association documents through their property owner web portal. This is the fastest and most reliable way to obtain the documents you need.

1. Request Documents

Ask the seller to download and share the association’s documents, such as:

  • CC&Rs (Covenants, Conditions & Restrictions)
  • Bylaws
  • Rules & Regulations
  • Architectural guidelines (if applicable)
  • Any other posted community documents

2. Review Thoroughly

Carefully review the documents you receive. Look for details about:

  • Architectural rules
  • Rental restrictions
  • Parking guidelines
  • Pets
  • Fines and enforcement
  • Maintenance responsibilities
  • Amenity rules

Understanding these in advance helps you avoid surprises later.

3. Ask Questions

If anything is unclear:

  • Ask the seller
  • Consult your real estate agent
  • Consult your attorney, if needed

This ensures you fully understand the expectations and responsibilities of ownership in the community.

Alternate Option: Request Documents from All-In-One

If we manage the association you're purchasing into, you may also request documents directly from us.

1. Submit a Request

Use our general contact form to request the documents.

Be sure to include:

  • Your email address
  • The property address you're purchasing
  • The association name, if known

2. Wait for a Response

Our typical turnaround time for document requests is 1–2 business days, so please plan ahead to ensure you receive the documents within your due diligence period.

3. Review and Follow Up

Once received:

  • Review all documents carefully
  • Reach out to us with questions, we’re here to help as part of your due diligence

FAQ: Due Diligence & HOA Documents

Why should I review HOA documents before buying?

HOA documents outline community rules, restrictions, fees, and responsibilities.

Reviewing them helps you understand:

  • What you can and can’t do with the property
  • Your financial obligations
  • How the community is governed
  • Any restrictions that might impact your lifestyle

Which documents should I request?

At minimum:

  • CC&Rs
  • Bylaws
  • Rules & Regulations

Your association may also provide:

  • Architectural guidelines
  • Amenity policies
  • Budget summaries or financials
  • Annual meeting minutes

Is the seller required to provide these documents?

In most cases, sellers are expected to provide HOA documents as part of the due diligence process. Your real estate agent can assist with this request.

Can I get the documents directly from All-In-One instead of the seller?

Yes, if All-In-One manages the association. However, requesting them from the seller is typically faster.

How long does it take to receive documents from All-In-One?

Our typical turnaround time is 1–2 business days after receiving your request.

Do I need portal access to review HOA documents?

No. Only current owners have portal access. Prospective buyers must request documents from the seller or from our team.

Will All-In-One answer questions about community rules?

We can clarify general information and direct you to the appropriate documents, but:

  • We cannot interpret legal implications
  • We cannot provide advice on how rules may affect your purchase

Your agent or attorney can assist with interpretation.